:root{--navy:#0d3440;--navy-2:#123f4d;--teal:#218f94;--mint:#63eda2;--ink:#102d3a;--muted:#506873;--line:#cbdbe1;--paper:#fff;--wash:#f2f8f7;--danger:#a32929}
*{box-sizing:border-box}[hidden]{display:none!important}body{margin:0;background:var(--wash);color:var(--ink);font-family:system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.55}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:99;background:#fff;color:#000;padding:12px}.global-brand{background:var(--navy);color:#fff;padding:18px max(18px,calc((100% - 1120px)/2));display:flex;justify-content:space-between;gap:24px;align-items:center}.site-brand{display:flex;gap:12px;align-items:center;color:#fff;text-decoration:none}.site-brand strong,.site-brand small{display:block}.site-brand small,.home-brand-message p{color:#d0e1e5}.home-brand-message{max-width:380px;text-align:right}.home-brand-message p{margin:0}.brand-tagline{font-size:1.05rem;font-weight:700}.free-notice{padding:10px 18px;text-align:center;background:#dff8e9;color:#0d4931}.tool-nav{max-width:1120px;margin:auto;padding:14px 20px;display:flex;gap:18px;flex-wrap:wrap}.tool-nav a{color:#155fac;font-weight:650}main{max-width:960px;margin:0 auto;padding:20px 18px 70px}h1{font-size:clamp(2rem,6vw,3.25rem);line-height:1.05;margin:.4em 0 .3em}h2{line-height:1.2}.lede{font-size:1.16rem;max-width:760px}.muted,.small{color:var(--muted)}.card{background:var(--paper);border:1px solid var(--line);border-radius:14px;box-shadow:0 6px 22px rgba(16,45,58,.07);padding:clamp(18px,4vw,28px);margin:22px 0}.start-card{border-top:6px solid var(--mint)}.start-actions{display:flex;gap:12px;flex-wrap:wrap}.start-actions button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;border-radius:8px;padding:10px 18px;font:inherit;font-weight:750;cursor:pointer}.start-actions button{border:0;background:var(--navy);color:#fff}.start-actions button.secondary{border:2px solid var(--navy);background:#fff;color:var(--navy)}.start-card.started{border-top-color:var(--teal)}.local-note{margin-bottom:0}.sr-file{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}form[hidden]{display:none}.section-number{color:#12656a;font-size:.86rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.field{margin:14px 0}.field label,.field>span{display:block;font-weight:700;margin-bottom:6px}input,select,textarea,button{font:inherit}input:not([type=checkbox]):not([type=radio]),select,textarea{width:100%;min-height:46px;border:1px solid #8fa7b0;border-radius:7px;background:#fff;color:#102d3a;padding:9px 11px}input[type=checkbox]{width:1.15rem;height:1.15rem;margin:.2rem .55rem 0 0;flex:none}.check{display:flex!important;align-items:flex-start;font-weight:500!important}.help{display:block;color:var(--muted);font-size:.92rem;margin-top:5px}.subcard{background:#f4f8fa;border-left:4px solid var(--teal);padding:14px 16px;margin:16px 0;border-radius:0 9px 9px 0}details{margin:16px 0}summary{cursor:pointer;font-weight:750;min-height:44px;padding:9px 0}.actions{display:flex;justify-content:flex-end;gap:12px;margin:22px 0}.primary,button.primary{border:0;border-radius:8px;background:var(--navy);color:#fff;min-height:50px;padding:11px 22px;font-weight:800;cursor:pointer}.secondary{border:2px solid var(--navy);border-radius:8px;background:#fff;color:var(--navy);min-height:46px;padding:9px 17px;font-weight:700;cursor:pointer}button:disabled{opacity:.55;cursor:not-allowed}:focus-visible{outline:4px solid #f2bd3d!important;outline-offset:3px!important}.error-summary{border:3px solid var(--danger);background:#fff5f5;color:#661818;padding:14px 18px;border-radius:9px;margin:18px 0}.error-summary a{color:#7c1111;font-weight:700}.result-card{border-top:7px solid var(--mint);background:var(--navy);color:#f6fbfc}.result-card h2{font-size:clamp(1.6rem,5vw,2.4rem);margin-top:.2em}.result-card a{color:#8df5c0}.result-kicker{text-transform:uppercase;letter-spacing:.08em;color:#8df5c0;font-weight:800;font-size:.85rem}.scenario-metrics{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:20px 0}.scenario-metric{padding:14px;background:rgba(255,255,255,.09);border-radius:9px}.scenario-metric span,.scenario-metric small{display:block;color:#d2e4e8}.scenario-metric strong{display:block;font-size:1.35rem;color:#fff;margin:3px 0}.forward-check{border-left:4px solid var(--mint);padding-left:12px}.result-card details{border-top:1px solid rgba(255,255,255,.28);padding-top:8px}.result-actions{max-width:960px;margin:22px auto;background:#fff;color:var(--ink)}dialog{width:min(720px,calc(100% - 30px));border:0;border-radius:12px;padding:24px;box-shadow:0 24px 80px rgba(0,0,0,.35)}dialog::backdrop{background:rgba(4,25,32,.72)}.review-columns{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.review-columns section{background:#f2f7f8;padding:12px;border-radius:8px}.review-columns h3{font-size:1rem;margin-top:0}.review-columns ul{padding-left:20px}.import-conflict{display:flex;margin:10px 0;padding:10px;background:#fff5d8;border-radius:7px}.dialog-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:18px}.privacy-reminder{border-left:4px solid var(--mint);padding-left:12px}.assumption-note{background:#eef8f3;border:1px solid #b7dec9;padding:12px;border-radius:8px}.related-tools{display:flex;gap:12px;flex-wrap:wrap}.related-tools a{display:inline-block;padding:10px 13px;background:#fff;border:1px solid var(--line);border-radius:7px;color:#155fac}footer{background:var(--navy);color:#d7e6e9;padding:24px;text-align:center}.share-privacy-dialog label{display:block;margin:12px 0}.share-privacy-dialog button{margin:6px;min-height:44px}.saved-pdf{max-width:960px;margin-left:auto;margin-right:auto}
@media(max-width:720px){.global-brand{align-items:flex-start;flex-direction:column}.home-brand-message{text-align:left}.grid,.grid.three,.scenario-metrics,.review-columns{grid-template-columns:1fr}.start-actions,.actions,.dialog-actions{flex-direction:column}.start-actions button,.actions button,.dialog-actions button{width:100%}.card{border-radius:10px;padding:18px}h1{font-size:2.25rem}}
input.sr-file{position:absolute;width:1px!important;height:1px!important;min-height:1px!important;padding:0!important;border:0!important;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}